How to Use a Check Register to Take Control of Your Money

I may be dating myself by discussing check registers. In this age of ubiquitous electronic payments, few use checks anymore. Today payments are posted to your account nearly immediately, so what you see online in your account really is what you have. But it still may not be what you can spend. If you haven't … Continue reading How to Use a Check Register to Take Control of Your Money

Freedom and Financial Security

Wouldn't it be nice to have complete control over your life? Quit the job you hate. Travel for a year or two. Work for a non-profit despite the lower pay. Wouldn't it be great to be able to do these things, or whatever else is on your list, without fear? You don't have to be … Continue reading Freedom and Financial Security

Is Your Money Leaking Away?

The other day, I was putting the cushions for our patio furniture away when I realized we have had them for at least ten years. They're nothing special. I bought them at Home Depot for less than $20 each. They're definitely not something you'd expect to last so long. So what is the secret? The … Continue reading Is Your Money Leaking Away?

How to Lose Money with Every Dollar You Invest

Recently I was helping my daughter with her bank account and noticed a $1 withdrawal labeled "Stash Fee". It was a fee to robo-adviser,┬áStash. Normally I would be thrilled by the good news that my daughter was saving and investing. But in this case I wasn't. I had a couple of concerns, but the biggest … Continue reading How to Lose Money with Every Dollar You Invest

Five Rules to Get Your Spending Under Control

Does your money simply disappear without you fully knowing what happened to it? It can be really frustrating, when you're trying to save money, if you never seem to have anything left over at the end of the month. When you don't have a recollection of how you spent your money, you are spending it … Continue reading Five Rules to Get Your Spending Under Control

Double Your Salary in Savings by Age 35 or Double Your Savings from Salary

This last Monday (May 21st, 2018), Buzzfeed highlighted the Twitter responses┬áto a recent Marketwatch article that said by the time you are 35 you should have saved twice your salary. Some of the Twitter comments were very funny. Here are a few from the Buzzfeed article. By the time you're 35 you should have saved … Continue reading Double Your Salary in Savings by Age 35 or Double Your Savings from Salary

Love and Student Loans: 4 Tips to Make it Work

So you've found your perfect match. He's funny, kind and hard-working. You love doing the same things, especially together. But after finishing grad school, he has a mountain of student loan debt. Is he still the one? These days 17 percent of student borrowers have more than $50,000 in debt. That debt load comes with … Continue reading Love and Student Loans: 4 Tips to Make it Work

When to Take Social Security

My husband, Jeff, recently turned 60. It's an interesting age. It's as if you've crested some hill, and can now see retirement laid out before you. Jeff has been retired for five years, but his friends who are still working are starting to think seriously about what's next. Conversations on the topic inevitably turn to … Continue reading When to Take Social Security

Don’t Gloss Over the Cost of College

If you have a high school junior at home, you may have spent the week of spring break touring a few college campuses. It's the perfect time to kick off the college selection process with your prospective college student. You want the world to be your child's oyster, and no one wants to talk about … Continue reading Don’t Gloss Over the Cost of College

Your Credit Score Demystified

Credit scores are an important number. They will determine whether you can get a loan and how much interest you will pay. They can also determine whether you can rent an apartment, and it is becoming more common for employers to check your credit score before they hire you. Unfortunately, the credit score carries a … Continue reading Your Credit Score Demystified

%d bloggers like this: