I may be dating myself by discussing check registers. In this age of ubiquitous electronic payments, few use checks anymore. Today payments are posted to your account nearly immediately, so what you see online in your account really is what you have. But it still may not be what you can spend. If you haven't … Continue reading How to Use a Check Register to Take Control of Your Money
The other day, I was putting the cushions for our patio furniture away when I realized we have had them for at least ten years. They're nothing special. I bought them at Home Depot for less than $20 each. They're definitely not something you'd expect to last so long. So what is the secret? The … Continue reading Is Your Money Leaking Away?
Does your money simply disappear without you fully knowing what happened to it? It can be really frustrating, when you're trying to save money, if you never seem to have anything left over at the end of the month. When you don't have a recollection of how you spent your money, you are spending it … Continue reading Five Rules to Get Your Spending Under Control
If you have a high school junior at home, you may have spent the week of spring break touring a few college campuses. It's the perfect time to kick off the college selection process with your prospective college student. You want the world to be your child's oyster, and no one wants to talk about … Continue reading Don’t Gloss Over the Cost of College
In the market for a car? There isn't much debate when it comes to the question of whether you should buy a new or used one. Most advice you can find says go used. But that is too broad. There is little reference to the cost of the remaining life of the car when discussing … Continue reading New vs Used: A Different Angle on Car Buying Advice
https://youtu.be/mb57DHqTClI Forget the birds and performing artists. These are the 12 gifts of financial security! On the first day of Christmas my true love gave to me a fund for emergencies On the second day of Christmas my true love gave to me a budget for expenses and a fund for emergencies On the … Continue reading The 12 Days of Financial Security for Christmas
Healthcare plans are changing. As insurers seek to limit the increases in their premiums and employers seek to lower their costs for providing this important benefit, those who need healthcare are left holding more of the bag. There are a few things you can do to prepare and limit your costs. Thanks to the Affordable … Continue reading Tips for Dealing With the High Cost of Healthcare
When my husband, Jeff, and I were in the market for our current home, we took the steps you usually do to make sure we could jump on our dream home should we find it. The biggest part of that was getting pre-approved for a mortgage loan. After submitting all our information to the bank, … Continue reading How Much Mortgage Loan Can You Afford?
Try this. Figure out how much you spend in a year off the top of your head. Some things will be easy. You know your mortgage or rent payment. You probably have a good idea about what your utilities and other monthly bills run. Groceries might be more of guess. Eating out, gas, car/home repairs, … Continue reading How to Figure Out How Much You Spend
This is my 100th post. I sincerely thank everyone who has read them either directly on my blog, or on Linked In, Facebook or Twitter. These posts have had over 3,000 visits, and there are now around 500 fabulous followers. To mark the occasion, I considered giving 100 tips for saving, or 100 ways to reduce … Continue reading Ten Ideas to Change Your Thinking About Saving Money