The 12 Days of Financial Security for Christmas

https://youtu.be/mb57DHqTClI   Forget the birds and performing artists. These are the 12 gifts of financial security! On the first day of Christmas my true love gave to me a fund for emergencies On the second day of Christmas my true love gave to me a budget for expenses and a fund for emergencies On the … Continue reading The 12 Days of Financial Security for Christmas

Tips for Dealing With the High Cost of Healthcare

Healthcare plans are changing. As insurers seek to limit the increases in their premiums and employers seek to lower their costs for providing this important benefit, those who need healthcare are left holding more of the bag. There are a few things you can do to prepare and limit your costs. Thanks to the Affordable … Continue reading Tips for Dealing With the High Cost of Healthcare

How Much Mortgage Loan Can You Afford?

When my husband, Jeff, and I were in the market for our current home, we took the steps you usually do to make sure we could jump on our dream home should we find it. The biggest part of that was getting pre-approved for a mortgage loan. After submitting all our information to the bank, … Continue reading How Much Mortgage Loan Can You Afford?

How to Figure Out How Much You Spend

Try this. Figure out how much you spend in a year off the top of your head. Some things will be easy. You know your mortgage or rent payment. You probably have a good idea about what your utilities and other monthly bills run. Groceries might be more of guess. Eating out, gas, car/home repairs, … Continue reading How to Figure Out How Much You Spend

Ten Ideas to Change Your Thinking About Saving Money

This is my 100th post. I sincerely thank everyone who has read them either directly on my blog, or on Linked In, Facebook or Twitter. These posts have had over 3,000 visits, and there are now around 500 fabulous followers. To mark the occasion, I considered giving 100 tips for saving, or 100 ways to reduce … Continue reading Ten Ideas to Change Your Thinking About Saving Money

The Monster Lurking in Your Bills

What creeps up on you without you even being aware? It gradually but surely takes away your freedoms and keeps you from doing the things that are important for your future. It takes away your sense of security and control. This evil monster is debt. Debt is an insidious thing. While it lubricates the gears … Continue reading The Monster Lurking in Your Bills

Dreams Can Come True if You are Prepared

Do you have big dreams? Maybe you want to be a chef someday or start your own business. Your dream could be to simply get out of your dead end job or be able to retire near your grand kids someday. Are you getting any closer to making your dreams come true? Many struggle with … Continue reading Dreams Can Come True if You are Prepared

Say I Do to the Love of Your Life and I Don’t to High Wedding Costs

We have a warm spot in our hearts for the story book wedding. The bride looks like a princess, and the groom looks like a handsome knight. The full court is decked out in their best as they dance the night away. Thank you Walt Disney. But is it worth it? A survey by The Knot, found … Continue reading Say I Do to the Love of Your Life and I Don’t to High Wedding Costs

Most Americans are not Paying all of Their Bills

Do you ever feel like you are doing pretty well, paying your bills, saving a little money, and then you get hit with an unexpected car repair? Your small savings are quickly wiped out, and you've just added to your credit card debt. You may think you are paying all of your bills, but if … Continue reading Most Americans are not Paying all of Their Bills

The Latte Factor

Have you ever seen one of those calculations showing how much you could save in retirement if you only gave up your morning latte? These often show up along with your 401(k) statement or other pieces promoting savings. The projections have been ridiculed across the board. The critics say there is no way anyone can retire … Continue reading The Latte Factor

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